AOL Real Estate - Smart moves when buying a home

What works now---Smart moves when buying a home
Regina Lewis AOL Consumer Advisor

Smart moves when buying a home.
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Buy or Rent? Which Is Right for You?

Should you buy that first home or remain a renter? It's a classic question made much more complicated by the housing market's recent crash. How do you know if you're ready? Will you be able to afford a mortgage, and all the fees associated with securing a loan and closing? And how can you tell if the local market has fallen as far as it's going to, and that you're not overpaying?