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AOL AOL Real Estate –Smart moves when buying a home

Should you buy that first home or remain a renter? It's a classic question made much more complicated by the housing market's recent crash. How do you know if you're ready? Will you be able to afford a mortgage, and all the fees associated with securing a loan and closing? And how can you tell if the local market has fallen as far as it's going to, and that you're not overpaying?

Real Estate Tools for the Home Buyer

Dr Warren recently commented that the "Consumer Financial Protection Agency (CFPA) is not about saving people from themselves or limiting choices. It is about giving people the tools to make good choices." The same can be said of agency disclosure in real estate. If consumers were made aware of all the agency options when buying or selling a home, we trust that they will make the right decision.

Disclosure Real Estate Agent Representation

Who is resenting the Buyer or Do you know who is working for you? One third of the buyers sign an agent representation disclosure statement at the first meeting and one quarter do not sign the Disclosure Statement until the contract is signed.

Analyzing the Rhinebeck Area Real Estate Market

I wrote in my last Dirt Road Realty News -- Could this be a local Bank Mortgage issue in Hyde Park, Millbrook, Red Hook, and Rhinebeck? It is always essential when analyzing the real estate market even if it is at a local Rhinebeck Area level to be aware of as many different opinions and insights for the macro real estate market.

Pre-Approved Mortgage Loan, A Necessity

A pre-approved mortgage ensures your financial information has been verified, and really puts real estate agents and home sellers at ease. At the same time, you're in control when making an offer to a seller. They'll know you're a serious buyer who's ready and able to make a deal.

New York's Property Condition Disclosure Act

This Disclosure Statement is not a warranty of any kind by the seller or by any agent representing the seller in this transaction. It is not a substitute for any inspections or environmental tests. In the alternative, the buyer's obligations should be conditioned on receiving satisfactory inspection reports.

Check List for Buying a Home in Rhinebeck

1. Set a target date for moving into your home or buying those acres of land.
Wouldn't it be great to cook Thanksgiving dinner in a new house this year?
2. Do your homework to determine what you can really afford - have a realistic price point.

Perspective Home Buyer's in Rhinebeck NY Area

Taking time to educate yourself about buying real estate whether a home or land and doing your homework regarding the area you choose will be invaluable savings of time and money in the long run for you. It enhances your search to find the home that you desire meeting your specific needs.

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